Terms & Conditions

📜 Ham‑Mart Terms & Conditions 1. General Agreement By using Ham‑Mart’s website and purchasing products, you agree to these Terms & Conditions. They apply to both digital and physical goods. 2. Products & Delivery - Digital Products: Delivered instantly via download links or email confirmation. - Physical Products: Shipped to the customer’s provided address. Delivery times vary depending on location and courier. - Customers are responsible for providing accurate delivery information. 3. Payment Methods - Payments must be completed before product access or shipment. - Accepted methods include local gateways (bKash, Nagad) and other supported online payment options. - Prices are listed in local currency unless stated otherwise. 4. Refund & Return Policy - Digital Products: All sales are final. Refunds only if the product is defective or not delivered. - Physical Products: Returns accepted within 7 days of delivery if the item is damaged, defective, or incorrect. - Customers must contact support before returning items. 5. License & Usage - Digital products are licensed for personal or business use as specified. - Redistribution, resale, or sharing without permission is prohibited. - Ham‑Mart retains intellectual property rights over all digital products. 6. Account Responsibility - Customers must keep login credentials secure. - Ham‑Mart is not responsible for unauthorized access caused by customer negligence. 7. Shipping & Handling - Physical product shipping costs are displayed at checkout. - Delivery times depend on courier services and customer location. - Ham‑Mart is not responsible for delays caused by third‑party couriers. 8. Limitation of Liability - Ham‑Mart is not liable for indirect damages (loss of data, profits, or business interruption). - Products are provided “as is” without warranties unless explicitly stated. 9. Privacy Policy - Customer data is collected only for order processing and support. - Ham‑Mart does not sell or share personal information with third parties. 10. Changes to Terms - Ham‑Mart reserves the right to update these Terms & Conditions at any time. - Continued use of the website after changes means acceptance of the new terms.